Special Risk Products – Academic HealthPlans
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Special Risk Products

Accidents happen, and with accidents may come injury. Are you prepared to respond to a family that is requesting help with medical bills for an injury that occurs under your school’s supervision? An accident policy is an easy way to be able to care for your students without involving liability policies.

K-12 Charter and Private Schools

Many programs have a one-size-fits-all mindset or treat you as just one member of a large association. We know that you and your students are unique, so we treat you that way. Our plans have multiple options, so you can choose what is best for you. Plus, there is no separate membership required, so you won’t lose coverage if you choose to leave an association. Our plans offer:

  • Excess Coverage (policy pays after student’s health insurance)
  • Pricing determined by standardized grade levels or Montessori multi-age classrooms
  • Multiple maximum coverage and optional enrollments for you to choose

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Champion Concussion Care

Many states now require athletes diagnosed with a concussion to be cleared by a physician trained in concussion management before returning to play. But what happens if the family cannot afford the extra cost of specialist care? Are you at risk of losing your star athlete? Champion Concussion Care Coverage will help ensure your athletes can get the care they need and get them back in the game as soon as it’s safe for them to play. Our plan offers:

  • Full accident policy for concussions
  • Automatically increases covered services as knowledge and treatment of concussion changes
  • No special network, providers or referral required

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