Costs and Coverage Archives – Academic HealthPlans
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The Current State of Transgender Health Care Coverage

Costs and Coverage, Student Health

As a student health professional, and a health care professional in general, it is one’s duty to show compassion and understanding for students who seek care. This can be especially true when providing support and treatment to individuals who suffer from gender dysphoria.

Gender dysphoria occurs in individuals who experience a conflict between a person’s physical or assigned gender and the gender with which he/she/they identify. Since the transgender segment of the college student population is growing, and it is often during the college years that individuals begin the transition process, it is more important now than ever that, as college health professionals, we take a deeper look into their physical and behavioral health needs and how we can work together to tailor college health programs to be a helpful and compassionate resource.

According to a 2016 article from the New York Times, data collected from federal and state agencies estimated there are 1.4 million adults who identify as transgender. The total number of transgender individuals in the United States is likely much higher, considering this number does not include children and those who have not reported their gender identity. The data also shows that 18 to 24-year olds were more likely to identify as transgender – the age range of a traditional college student. And that number is growing.

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4 Essential Things to do Before Traveling Abroad

Costs and Coverage, International Students

A trip abroad can be the highlight of a student’s four years in college. It’s a time for students to gain new skills, enhance their resume, and hopefully, make lifelong friends. We want to make sure it is a pleasant and memorable experience that the students will treasure for years to come. It’s most definitely not a time for students to worry about their health. Here are four things you can do to help keep your students healthy and safe during their trip abroad.

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Open Enrollment 101

Costs and Coverage, International Students, Student Affairs, Student Health

In the months leading up to the start of a new semester, Open Enrollment is a focal point for many. This is the time that students can voluntarily enroll in their Student Health Insurance Plan (SHIP). It is important for this process to be as easy as possible so all students that need the plan get enrolled before Open Enrollment ends. There are many options offered to students to ensure a simple transition into their SHIP. Below are a few examples of the choices available to students during the Open Enrollment period.

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What is Prior-Authorization & Why do Insurance Companies Require it?

Costs and Coverage, International Students, Risk Management, Student Affairs, Student Health

“This procedure/medication will require prior-authorization.” Words that no patient wants to hear when they are ready to proceed with a doctor-approved treatment plan for their medical concerns. However, it is one of the utilization management tools that insurance companies have developed to determine whether certain prescribed procedures, services, and medications are medically necessary, or whether there is an equally effective treatment available to the patient.

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What to do when your insurance claim is denied? A high-level overview of the appeal process.

Costs and Coverage, International Students, Risk Management, Student Affairs, Student Health

Imagine opening your mail to find a surprise bill from a medical provider due to a denied claim. Now imagine that preauthorization for your child’s lifesaving procedure was denied. These are not situations that students, or anyone else, should have to worry about. A denial from the insurance company can be disheartening, but there are steps that can be taken to appeal the decision. Below is a high-level overview of the process for appealing an insurance claim.

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