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The AHP blog features the latest updates and best practices in student health.

 

Beyond COVID | Three Emerging Topics in Higher Education

Risk Management

by Terry Lyons, Managing Director, Student Health

Each year, higher education risk management professionals come together at the University Risk Management and Insurance Association’s (URMIA) annual conference. An event I look forward to with anticipation every year, the theme of this year’s conference is particularly apt,  “Emerging from the Storm.” 

This year, I am eager to hear the stories of how school leaders developed unique solutions to the challenges colleges and universities faced during the COVID-19 pandemic. In the face of multiple, complex challenges, they found ways to weather the storm that is COVID-19 and continue servicing their students.

Certainly, COVID-19 remains a central topic in education, but I also expect a focus on a number of other issues facing higher education today. 

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#WorldMentalHealthDay

Student Health, Uncategorized

Your mental health plays a large role in your overall well-being. In the midst of the coronavirus pandemic, many Americans have reported a decline in their mental health. According to the World Health Organization (WHO), 45% of U.S. adults have reported distress during these times.

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Should Students Get Renters Insurance for Their College Dorm?

Ancillary Coverages, Risk Management, Student Affairs

This is a great question and one more and more students and parents are asking.

Moving out of the house and onto your college campus is an exciting transition that comes with plenty of new considerations:

  • Where and how to get food
  • How to select classes
  • What extracurriculars to join
  • How to balance priorities
  • And plenty of other social activities of course!

Two other considerations are “what happens if my stuff gets stolen or damaged in the dorm?”, and “what if someone else gets hurt in my dorm room?”.

With all of the responsibilities and opportunities that come with the college transition, constantly worrying about these factors is an unwelcome addition!

For some, the answer to “should I get renters insurance for my dorm?” may be a quick and simple yes if your college mandates this for students living on campus.

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Protecting Against Rising Athletic Insurance Premiums

Ancillary Coverages, International Students, Risk Management

A Foundational Approach

by Jeff Struckle, Specialty Insurance Solutions, Inc.

It is intriguing to watch the security measures put in place for large sporting events. Metal detectors,  bag checks, security personnel, and police officers are on-site to protect athletes, staff, and fans. While nothing can be 100% safe, the more measures put in place, the more things are protected.

Though not on the same scale, protecting an Athletic Accident Insurance plan is similar. The more layers of protection applied to insulate claims, the greater the likelihood expenses will be reduced. The in-house care provided by athletic trainers and the utilization of a student athlete’s primary health insurance plan are important risk management components. They serve as the foundation for protecting and reducing medical expenses on Athletic Accident Insurance plans. However, even with these in place, there is still significant exposure.

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