Risk Management Archives – Academic HealthPlans
A Message from Terry Lyons on COVID-19
 

Passwords & Compliance

Risk Management, Uncategorized

Password Security

We undoubtedly have dozens of passwords for various work, business, home, and personal accounts. In the early days as we created new accounts, life was easier by using the same password we always used. Our memory allowed us to access an account we had not used in weeks or months without trying to remember or using a note or document to record our accounts and passwords.

However, those days are long gone if we want to improve our odds of ensuring we are the only ones accessing our accounts. We have learned that a document containing all our accounts and access credentials is a disaster waiting to happen. We have also learned that using the same password on our accounts means that if one account is compromised, they are all compromised; and what a pain that could be.

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Claims are Key – a Guide to Claims Audits and Readiness Assessments

Costs and Coverage, Risk Management

Properly adjudicated claims are a key goal of claims administrators, colleges and universities, and student members alike.

Inaccurately processed claims can end up being timely and costly. Overpaid claims will negatively affect claims experience leading to higher premium renewals. These can be especially harmful for self-funded plans where the college or university holds the risk. Underpaid claims can lead to additional time processing claims and handling appeals and some unhappy members.

The good news is that claims administrators take this very seriously and have comprehensive processes in place to ensure timely and accurate claims processing. That said, there may still be some that initially slip through the cracks.

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