Risk Management Archives – Page 3 of 7 – Academic HealthPlans

Category: Risk Management

 

23

Jun

Risk Strategies Student Health Practice Launches First Annual Survey to Look at Student Health Insurance Trends

Ancillary Coverages, Costs and Coverage, International Students, Risk Management, Student Affairs, Value-Added Benefits

15-minute survey incorporates analytics, set to become industry standard for health insurance insights; will provide beneficial data on student plans, costs, and future trends

Grapevine, TX – June 22, 2021 – To provide the knowledge and insights that will help improve products and services for colleges and universities, as well as the students they serve, Risk Strategies Student Health Practice is sponsoring its first Annual Nationwide Student Health Benchmarking Survey. The independently developed and analyzed survey findings will establish and track national benchmarks year-over-year on school plan features and emerging trends in health care.

The Risk Strategies Student Health Practice is comprised of Academic HealthPlans (AHP), University Health Plans (UHP), and Specialty Insurance Solutions (SIS). Together, they provide student health insurance consulting and administrative services to over 350 institutions of higher education nationwide and serve more than 450,000 students.

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17

May

The Benefits of Tuition Insurance Auto-Enrollment

Ancillary Coverages, Costs and Coverage, Risk Management

Tuition insurance is designed to protect students’ and their parents’ investment in higher education. This protection is needed because most school’s refund schedules provide no refunds after the first few weeks of an academic term.  Many students assume refunds are available throughout the academic term if a medical withdrawal becomes necessary, which is not usually the case.

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19

Apr

Passwords & Compliance

Risk Management, Uncategorized

Password Security

We undoubtedly have dozens of passwords for various work, business, home, and personal accounts. In the early days as we created new accounts, life was easier by using the same password we always used. Our memory allowed us to access an account we had not used in weeks or months without trying to remember or using a note or document to record our accounts and passwords.

However, those days are long gone if we want to improve our odds of ensuring we are the only ones accessing our accounts. We have learned that a document containing all our accounts and access credentials is a disaster waiting to happen. We have also learned that using the same password on our accounts means that if one account is compromised, they are all compromised; and what a pain that could be.

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14

Nov

Claims are Key – a Guide to Claims Audits and Readiness Assessments

Costs and Coverage, Risk Management

Properly adjudicated claims are a key goal of claims administrators, colleges and universities, and student members alike.

Inaccurately processed claims can end up being timely and costly. Overpaid claims will negatively affect claims experience leading to higher premium renewals. These can be especially harmful for self-funded plans where the college or university holds the risk. Underpaid claims can lead to additional time processing claims and handling appeals and some unhappy members.

The good news is that claims administrators take this very seriously and have comprehensive processes in place to ensure timely and accurate claims processing. That said, there may still be some that initially slip through the cracks.

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