A trip abroad can be the highlight of a student’s four years in college. It’s a time for students to gain new skills, enhance their resume, and hopefully, make lifelong friends. We want to make sure it is a pleasant and memorable experience that the students will treasure for years to come. It’s most definitely not a time for students to worry about their health. Here are four things you can do to help keep your students healthy and safe during their trip abroad.
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In the months leading up to the start of a new semester, Open Enrollment is a focal point for many. This is the time that students can voluntarily enroll in their Student Health Insurance Plan (SHIP). It is important for this process to be as easy as possible so all students that need the plan get enrolled before Open Enrollment ends. There are many options offered to students to ensure a simple transition into their SHIP. Below are a few examples of the choices available to students during the Open Enrollment period.
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“This procedure/medication will require prior-authorization.” Words that no patient wants to hear when they are ready to proceed with a doctor-approved treatment plan for their medical concerns. However, it is one of the utilization management tools that insurance companies have developed to determine whether certain prescribed procedures, services, and medications are medically necessary, or whether there is an equally effective treatment available to the patient.
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Imagine opening your mail to find a surprise bill from a medical provider due to a denied claim. Now imagine that preauthorization for your child’s lifesaving procedure was denied. These are not situations that students, or anyone else, should have to worry about. A denial from the insurance company can be disheartening, but there are steps that can be taken to appeal the decision. Below is a high-level overview of the process for appealing an insurance claim.
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While many international students enjoy the experience of studying in the US, many are unaware of the requirements for student health insurance. Most are under the impression that their travel insurance will cover any, or all, medical bills.
In a previous blog, we discussed social norms marketing – using traditional and innovative marketing methods to inform and educate students on positive social norms with the goal of correcting the misconceptions.
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